SERVICES

SERVICES

Forensic sifts through the myriad of options available from high-street lenders to specialist providers and the private banks, ensuring we find the right funding for your circumstances. We understand that everyone is different and has various requirements, tailor-making a solution for your particular situation.

Property Purchase

Whether you are buying a home to live in or a flat as an investment, Forensic can help. We have access to a wide range of residential and buy-to-let mortgages and work with everyone from first-time buyers to those moving up or down the property ladder, as well as seasoned property investors. We arrange funding for first-time buyers getting on the first rung of the ladder and parents helping their children buy a home. We have vast experience of arranging large loans via the private banks. We advise investors expanding their property portfolios, whether buying in their own name or via a limited company. Whether you are a UK national or expatriate buying in the UK, spending £300,000 or £30m, we can help.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage payments. A buy to let mortgage will be secured against your property.  

Remortgaging

With mortgage rates so competitive, it makes sense not to pay more than you need to. Tougher mortgage criteria has made it harder for some people to refinance and it can be hard wading through the myriad of options available but Forensic can help. We are whole-of-market so can compare mortgage options across the board to ensure you are getting the right remortgage product for your circumstances, whether you are remortgaging your main home or a buy-to-let.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage payments. A buy to let mortgage will be secured against your property.  

Commercial funding

If you are significantly refurbishing a property bought at auction or have set your sights on a restaurant or retail premises, Forensic can take you through the specialist commercial funding options. Whether you need bridging finance to tide you over, a loan to buy a farm, or mezzanine funding, we know the best lenders to approach to get the most competitive terms. We can also advise on development funding options, whether you are building a single house or a block of flats.

Protection 

If you have a mortgage, then life cover is essential, ensuring the mortgage is paid off in the event of your death. Your dependents will have enough to deal with should anything happen to you, without worrying about the roof over their heads. Forensic Property Finance is an independent insurance intermediary and will act on your behalf when providing advice and making our personal recommendation(s) to you. We will do this based on a fair and personal analysis of insurers for term assurance, critical illness, income protection and private medical insurance.

Equity release

Older homeowners may have an impressive house or flat but many lack the income they need to maintain a certain lifestyle. Equity release could be the solution, enabling older borrowers to release some of that equity in their home, producing an income to enable them to live more comfortably in retirement. Alternatively, older homeowners may wish to release equity in order to help their children or even grandchildren onto the housing ladder. Even better, equity release rates have fallen significantly in recent years, while lenders have also developed more flexible products. Forensic can talk you through the range of options available, finding the right product for you and your family.

Find out more

We're here to help you find the best solution. Let's make contact so that we can discuss your requirements.
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